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Consumer Loans
Currency of the loan AMD Minimum loan amount 100,000 AMD Maximum loan amount 10,000,000 AMD Loan/ loan coverage maximum ratio on the assumption of pledge assessed liquidation price 80% Maximum loan period 5 years (60 months) Loan annual interest rate 24% Loan account service charge* 3% The minimum monthly credit account service fee 1,000 AMD Method of loan principal and interest repayment Monthly – annuity method or regular payment (at the wish of the customer) Pledged property annual insurance** Mandatory – in the amount of loan balance Pledged property evaluation by an independent appraiser** Mandatory Early, partial or full repayment of loan No penalties Term of making decision for loaning 1 business day -
Consumer Loans
Currency of the loan AMD Minimum loan amount 1 year (12 months) Maximum loan amount 850,000 AMD Minimum loan amount No limitation Loan annual interest rate 22% Loan account service charge ** 1% The minimum monthly credit account service fee 1,000 AMD Loan guarantee Guarantee of at least 1 physical and/or legal entity Method of loan principal and interest repayment Monthly: annuity method Early, partial or full repayment of loan No penalties Term of making decision for loaning 1 business day -
Consumer Loans
Currency of the loan AMD Minimum loan amount 2 year (24 months)) Maximum loan amount 50,000 AMD Minimum loan amount 1,000,000 AMD Loan annual interest rate 24% Loan account service charge ** 3%, min.10,000 AMD The minimum monthly credit account service fee 1,000 AMD Loan guarantee Guarantee of at least 1 physical and/or legal entity Method of loan principal and interest repayment Monthly: annuity method Early, partial or full repayment of loan No penalties Term of making decision for loaning 1 business day
* is provided by payment on a clearing basis ** is charged one-time at the moment of loaning
