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  • Lombard Loans

  • Conditions

    Subject of pledge Goldware
    Currency of the loan AMD
    Loan/ loan coverage maximum ratio on the assumption of pledge assessed market price 100% 95% 100%
    Maximum loan period 6 months 1 months (12 months) 2 months (24 months)
    Method of loan principal repayment Maximum loan period Nonrecurrent: At the end f loan period Monthly: annuity method
    Method of loan interest repayment At the moment of loaning Monthly
    Loan annual interest rate 24%
    Minimum loan amount No limitation
    Maximum loan amount No limitation
    Maximum loan amount Not required
    Loan account service charge on the assumption of loan amount*
    till 100,000 AMD 1,000 AMD
    100,001 – 200,000 AMD 2,000 AMD
    200,001 – 300,000 AMD 3,000 AMD
    300,001 – 500,000 AMD 5,000 AMD
    more than 500,001 AMD 1%,
    Early, partial or full repayment of loan No penalties

  • LOREM IPSUM Loans for car purchase

    Lorem Ipsum AMD
    Minimum loan amount 100.000 AMD
    Maximum loan amount 10.000.000 AMD
    Loan/loan coverage ratio (on the assumption of assessed market price) Maximum loan period Annual interest rate (with the exclusion of loans fo cars made in China and Iran)
    100% 5 years (60 months) 17%
    Loan account service charge* 1%, min. 20.000 AMD
    Method of loan principal and interest repayment Monthly – annuity method or regular payment (at the wish of the customer)
    Pledged car annual insurance ** Mandatory – in the amount of loan balance
    Pledged car evaluation by an independent appraiser** Not required
    Early, partial or full repayment of loan Not required
    Term of making decision for loaning Not required

  • DOLOR SIT AMET Loans for car purchase

    DOLOR sit AMET AMD
    Minimum loan amount 100.000 AMD
    Maximum loan amount 10.000.000 AMD
    Loan/loan coverage ratio (on the assumption of assessed market price) Maximum loan period Annual interest rate (with the exclusion of loans fo cars made in China and Iran)
    100% 5 years (60 months) 17%
    Loan account service charge* 1%, min. 20.000 AMD
    Method of loan principal and interest repayment Monthly – annuity method or regular payment (at the wish of the customer)
    Pledged car annual insurance ** Mandatory – in the amount of loan balance
    Pledged car evaluation by an independent appraiser** Not required
    Early, partial or full repayment of loan Not required
    Term of making decision for loaning Not required
* is charged one-time at the moment of loaning ** insurance and evaluation of pledged cars are realized by specialized organizations in accordance with the established tariffs of the latter
The sheet of general conditions for consumer credit


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