{"id":35,"date":"2017-07-01T03:55:18","date_gmt":"2017-07-01T03:55:18","guid":{"rendered":"http:\/\/mycredit.am\/consumer-loans"},"modified":"2020-01-15T11:14:32","modified_gmt":"2020-01-15T07:14:32","slug":"consumer-loans","status":"publish","type":"post","link":"http:\/\/mycredit.am\/en\/consumer-loans","title":{"rendered":"Consumer Loans"},"content":{"rendered":"<div class=\"tabs\">\r\n<ul class=\"tab-titles\">\r\n \t<li class=\"active\">Real Estate<\/li>\r\n \t<li>Education Loan<\/li>\r\n \t<li>\u00abMix\u00bb Loans<\/li>\r\n      \r\n<\/ul>\r\n<ul class=\"tab-contents\">\r\n \t<li class=\"active\">\r\n<h3 class=\"text-center\">Consumer Loans<\/h3>\r\n<table class=\"table\">\r\n<tbody>\r\n<tr>\r\n<th colspan=\"2\">Currency of the loan<\/th>\r\n<td colspan=\"3\">AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Minimum loan amount<\/th>\r\n<td colspan=\"3\">100,000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Maximum loan amount<\/th>\r\n<td colspan=\"3\">10,000,000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th>Loan\/ loan coverage maximum ratio on the assumption of pledge assessed liquidation price<\/th>\r\n<th colspan=\"3\">80%<\/th>\r\n\r\n<\/tr>\r\n<tr>\r\n<td>Maximum loan period<\/td>\r\n<td colspan=\"3\">5 years (60 months)<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Loan annual interest rate<\/th>\r\n<td colspan=\"3\">24%<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Loan account service charge*<\/td>\r\n<td colspan=\"3\">3%<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">The minimum monthly credit account service fee<\/th>\r\n<td colspan=\"3\">1,000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Method of loan principal and interest repayment<\/th>\r\n<td colspan=\"3\">Monthly \u2013 annuity method or regular payment (at the wish of the customer)<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Pledged property annual insurance**<\/th>\r\n<td colspan=\"3\">Mandatory \u2013 in the amount of loan balance<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"3\">Pledged property evaluation by an independent appraiser**<\/th>\r\n<td colspan=\"3\">Mandatory<\/td>\r\n<\/tr>\r\n<tr>\r\n<td colspan=\"3\">Early, partial or full repayment of loan<\/td>\r\n<td>No penalties<\/td>\r\n<\/tr>\r\n<tr>\r\n<td colspan=\"3\">Term of making decision for loaning<\/td>\r\n<td colspan=\"3\">1 business day<\/td>\r\n<\/tr>\r\n\r\n\r\n<\/tbody>\r\n<\/table>\r\n<\/li>\r\n \t<li>\r\n<h3 class=\"text-center\">Consumer Loans<\/h3>\r\n<table class=\"table\">\r\n<tbody>\r\n<tr>\r\n<th colspan=\"2\">Currency of the loan<\/th>\r\n<td colspan=\"3\">AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Minimum loan amount<\/th>\r\n<td colspan=\"3\">1 year (12 months)<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Maximum loan amount<\/th>\r\n<td colspan=\"3\">850,000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th>Minimum loan amount<\/th>\r\n<th colspan=\"3\">No limitation<\/th>\r\n\r\n<\/tr>\r\n<tr>\r\n<td>Loan annual interest rate<\/td>\r\n<td colspan=\"3\">22%<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Loan account service charge **<\/th>\r\n<td colspan=\"3\">1%<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">The minimum monthly credit account service fee<\/td>\r\n<td colspan=\"3\">1,000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Loan guarantee<\/th>\r\n<td colspan=\"3\">Guarantee of at least 1 physical and\/or legal entity<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Method of loan principal and interest repayment<\/th>\r\n<td colspan=\"3\">Monthly: annuity method<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td colspan=\"3\">Early, partial or full repayment of loan<\/td>\r\n<td>No penalties<\/td>\r\n<\/tr>\r\n<tr>\r\n<td colspan=\"3\">Term of making decision for loaning<\/td>\r\n<td colspan=\"3\">1 business day<\/td>\r\n<\/tr>\r\n\r\n\r\n\r\n<\/tbody>\r\n<\/table>\r\n<\/li>\r\n \t<li>\r\n<h3 class=\"text-center\">Consumer Loans<\/h3>\r\n<table class=\"table\">\r\n<tbody>\r\n<tr>\r\n<th colspan=\"2\">Currency of the loan<\/th>\r\n<td colspan=\"3\">AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Minimum loan amount<\/th>\r\n<td colspan=\"3\">2 year (24 months))<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Maximum loan amount<\/th>\r\n<td colspan=\"3\">50,000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th>Minimum loan amount<\/th>\r\n<th colspan=\"3\">1,000,000 AMD<\/th>\r\n\r\n<\/tr>\r\n<tr>\r\n<td>Loan annual interest rate<\/td>\r\n<td colspan=\"3\">24%<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Loan account service charge **<\/th>\r\n<td colspan=\"3\">3%, min.10,000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">The minimum monthly credit account service fee<\/td>\r\n<td colspan=\"3\">1,000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Loan guarantee<\/th>\r\n<td colspan=\"3\">Guarantee of at least 1 physical and\/or legal entity<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Method of loan principal and interest repayment<\/th>\r\n<td colspan=\"3\">Monthly: annuity method<\/td>\r\n<\/tr>\r\n\r\n<tr>\r\n<td colspan=\"3\">Early, partial or full repayment of loan<\/td>\r\n<td>No penalties<\/td>\r\n<\/tr>\r\n<tr>\r\n<td colspan=\"3\">Term of making decision for loaning<\/td>\r\n<td colspan=\"3\">1 business day<\/td>\r\n<\/tr>\r\n\r\n\r\n<\/tbody>\r\n<\/table>\r\n<\/li>\r\n<\/ul>\r\n<\/div>\r\n<p>* is provided by payment on a clearing basis\r\n** is charged one-time at the moment of loaning<\/p>\r\n\r\n<div class=\"mycredit-pdf gray\">\r\n    <a href=\"http:\/\/mycredit.am\/wp-content\/uploads\/2017\/07\/Ansharj-guyqi-gravov-sparoxakan-varker-2.pdf\" target=\"_blank\">\r\n        <svg width=\"27\" height=\"25\" viewBox=\"0 0 27 25\">\r\n            <g fill=\"none\" fill-rule=\"evenodd\">\r\n                <rect width=\"27\" height=\"25\" fill=\"#CF2933\" fill-opacity=\".991\" rx=\"1.26\"\/>\r\n                <path fill=\"#FFF\" fill-rule=\"nonzero\" d=\"M21.312 16.338c-.556-1.024-2.992-1.677-5.143-1.8a29.745 29.745 0 0 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<\/svg>\r\n        <span class=\"mycredit-pdf-title\">The sheet of general conditions for consumer credit\r\n<\/span>\r\n    <\/a>\r\n<\/div>\r\n<br><\/br>\r\n<a href=\"https:\/\/www.abcfinance.am\/finhelper\" target=\"_blank\">\r\n<img decoding=\"async\" style=\"width: 120px; height: 120px; border: 0;\" src=\"http:\/\/mycredit.am\/wp-content\/uploads\/2020\/01\/FinInfoLogo.png\"  alt=\"HTML tutorial\" \/>\r\n<\/a>\r\n","protected":false},"excerpt":{"rendered":"Lorem Ipsum","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[8],"aioseo_notices":[],"_links":{"self":[{"href":"http:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/posts\/35"}],"collection":[{"href":"http:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/comments?post=35"}],"version-history":[{"count":52,"href":"http:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/posts\/35\/revisions"}],"predecessor-version":[{"id":3522,"href":"http:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/posts\/35\/revisions\/3522"}],"wp:attachment":[{"href":"http:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/media?parent=35"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/categories?post=35"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/tags?post=35"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}