{"id":40,"date":"2017-07-01T02:02:32","date_gmt":"2017-07-01T02:02:32","guid":{"rendered":"http:\/\/mycredit.am\/lombard-loans"},"modified":"2020-01-15T11:05:57","modified_gmt":"2020-01-15T07:05:57","slug":"lombard-loans","status":"publish","type":"post","link":"https:\/\/mycredit.am\/en\/lombard-loans","title":{"rendered":"LOMBARD LOANS"},"content":{"rendered":"<div class=\"tabs\">\r\n<ul class=\"tab-titles\">\r\n \t<li class=\"active\">Lombard Loans<\/li>\r\n<\/ul>\r\n<ul class=\"tab-contents\">\r\n \t<li class=\"active\">\r\n<h3 class=\"text-center\">Conditions<\/h3>\r\n<table class=\"table\">\r\n<tbody>\r\n<tr>\r\n<th colspan=\"5\">Subject of pledge<\/th>\r\n<td colspan=\"4\">Goldware<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"5\">Currency of the loan<\/th>\r\n<td colspan=\"4\">AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"4\">Loan\/ loan coverage maximum ratio on the assumption of pledge assessed market price<\/th>\r\n<td>100%<\/td>\r\n<td>95%<\/td>\r\n<td>100%<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"4\">Maximum loan period<\/th>\r\n<td>6 months<\/td>\r\n<td>1 months (12 months)<\/td>\r\n<td>2 months (24 months)<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"4\">Method of loan principal repayment<\/th>\r\n<th>Maximum loan\r\nperiod<\/th>\r\n<th>Nonrecurrent: At the end f loan period<\/th>\r\n<th>Monthly: annuity method<\/th>\r\n<\/tr>\r\n<tr>\r\n<td colspan=\"5\">Method of loan interest repayment<\/td>\r\n<td colspan=\"\">At the moment of loaning<\/td>\r\n<td colspan=\"\">Monthly<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"3\">Loan annual interest rate<\/th>\r\n<td colspan=\"5\">24%<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"3\">Minimum loan amount<\/th>\r\n<td colspan=\"5\">No limitation<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"3\">Maximum loan amount<\/th>\r\n<td colspan=\"5\">No limitation<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"3\">Maximum loan amount<\/th>\r\n<td colspan=\"5\">Not required<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"10\">Loan account service charge on the assumption of loan amount*<\/th>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"3\">till 100,000 AMD<\/th>\r\n<td colspan=\"5\">1,000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"3\">100,001 &#8211; 200,000 AMD<\/th>\r\n<td colspan=\"5\">2,000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"3\">200,001 &#8211; 300,000 AMD<\/th>\r\n<td colspan=\"5\">3,000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"3\">300,001 &#8211; 500,000 AMD<\/th>\r\n<td colspan=\"5\">5,000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"3\">more than 500,001 AMD<\/th>\r\n<td colspan=\"5\">1%,<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"3\">Early, partial or full repayment of loan<\/th>\r\n<td colspan=\"5\">No penalties<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/li>\r\n \t<li>\r\n<h3 class=\"text-center\">LOREM IPSUM\r\nLoans for car purchase<\/h3>\r\n<table class=\"table\">\r\n<tbody>\r\n<tr>\r\n<th colspan=\"2\">Lorem Ipsum<\/th>\r\n<td>AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Minimum loan amount<\/th>\r\n<td>100.000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Maximum loan amount<\/th>\r\n<td>10.000.000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th>Loan\/loan coverage ratio (on the\r\nassumption of assessed market\r\nprice)<\/th>\r\n<th>Maximum loan\r\nperiod<\/th>\r\n<th>Annual interest rate (with the\r\nexclusion of loans fo cars made in\r\nChina and Iran)<\/th>\r\n<\/tr>\r\n<tr>\r\n<td>100%<\/td>\r\n<td>5 years (60 months)<\/td>\r\n<td>17%<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Loan account service charge*<\/th>\r\n<td>1%, min. 20.000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Method of loan principal and interest repayment<\/th>\r\n<td>Monthly &#8211; annuity method or regular\r\npayment (at the wish of the\r\ncustomer)<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Pledged car annual insurance **<\/th>\r\n<td>Mandatory &#8211; in the amount of loan\r\nbalance<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Pledged car evaluation by an independent appraiser**<\/th>\r\n<td>Not required<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Early, partial or full repayment of loan<\/th>\r\n<td>Not required<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Term of making decision for loaning<\/th>\r\n<td>Not required<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/li>\r\n \t<li>\r\n<h3 class=\"text-center\">DOLOR SIT AMET\r\nLoans for car purchase<\/h3>\r\n<table class=\"table\">\r\n<tbody>\r\n<tr>\r\n<th colspan=\"2\">DOLOR sit AMET<\/th>\r\n<td>AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Minimum loan amount<\/th>\r\n<td>100.000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Maximum loan amount<\/th>\r\n<td>10.000.000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th>Loan\/loan coverage ratio (on the\r\nassumption of assessed market\r\nprice)<\/th>\r\n<th>Maximum loan\r\nperiod<\/th>\r\n<th>Annual interest rate (with the\r\nexclusion of loans fo cars made in\r\nChina and Iran)<\/th>\r\n<\/tr>\r\n<tr>\r\n<td>100%<\/td>\r\n<td>5 years (60 months)<\/td>\r\n<td>17%<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Loan account service charge*<\/th>\r\n<td>1%, min. 20.000 AMD<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Method of loan principal and interest repayment<\/th>\r\n<td>Monthly &#8211; annuity method or regular\r\npayment (at the wish of the\r\ncustomer)<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Pledged car annual insurance **<\/th>\r\n<td>Mandatory &#8211; in the amount of loan\r\nbalance<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Pledged car evaluation by an independent appraiser**<\/th>\r\n<td>Not required<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Early, partial or full repayment of loan<\/th>\r\n<td>Not required<\/td>\r\n<\/tr>\r\n<tr>\r\n<th colspan=\"2\">Term of making decision for loaning<\/th>\r\n<td>Not required<\/td>\r\n<\/tr>\r\n<\/tbody>\r\n<\/table>\r\n<\/li>\r\n<\/ul>\r\n<\/div>\r\n* is charged one-time at the moment of loaning\r\n** insurance and evaluation of pledged cars are realized by specialized organizations in accordance with the established tariffs of the latter\r\n\r\n<div class=\"mycredit-pdf gray\">\r\n    <a href=\"http:\/\/mycredit.am\/wp-content\/uploads\/2017\/11\/III-Quarterly-Report-2016-Notes-to-Financial-Statements-hy.pdf\" target=\"_blank\">\r\n        <svg width=\"27\" height=\"25\" viewBox=\"0 0 27 25\">\r\n            <g fill=\"none\" fill-rule=\"evenodd\">\r\n                <rect width=\"27\" height=\"25\" fill=\"#CF2933\" fill-opacity=\".991\" rx=\"1.26\"\/>\r\n                <path fill=\"#FFF\" fill-rule=\"nonzero\" d=\"M21.312 16.338c-.556-1.024-2.992-1.677-5.143-1.8a29.745 29.745 0 0 1-.594-.671c-1.849-2.156-2.597-5.289-2.877-6.949-.033-.351-.07-.644-.1-.862-.025-.173-.077-.534-.446-.534a.417.417 0 0 0-.313.143c-.131.153-.111.318-.088.507.026.218.065.51.122.842.157 1.686.231 4.894-1.04 7.443-.133.265-.265.52-.396.764-2.38.706-4.3 1.965-4.58 3.009-.102.378-.014.74.25 1.02.305.327.667.492 1.073.492 1.126 0 2.41-1.279 3.814-3.8a11.85 11.85 0 0 1 1.847-.346c.234-.024.612-.075.845-.111.64-.101 1.366-.142 2.111-.117 1.725 1.829 3.135 2.756 4.192 2.756.567 0 1.037-.282 1.322-.794a1 1 0 0 0 0-.992zM7.18 18.894c-.176 0-.327-.072-.474-.23-.06-.064-.074-.119-.049-.21.145-.537 1.363-1.459 3.143-2.128-1.005 1.619-1.968 2.568-2.62 2.568zm6.378-4.246c-.22.035-.58.083-.802.106-.403.04-.817.106-1.236.193l.053-.105c.623-1.25 1.01-2.748 1.152-4.465.572 1.633 1.318 2.991 2.224 4.048l.081.095c-.523.013-1.016.057-1.472.128zm7.028 2.266a.647.647 0 0 1-.615.364c-.66 0-1.676-.637-2.892-1.807 1.882.241 3.26.822 3.507 1.278.035.066.035.101 0 .165z\"\/>\r\n            <\/g>\r\n        <\/svg>\r\n        <span class=\"mycredit-pdf-title\">The sheet of general conditions for consumer credit<\/span>\r\n    <\/a>\r\n<\/div>\r\n<br><\/br>\r\n<a href=\"https:\/\/www.abcfinance.am\/finhelper\" target=\"_blank\">\r\n<img decoding=\"async\" style=\"width: 120px; height: 120px; border: 0;\" src=\"http:\/\/mycredit.am\/wp-content\/uploads\/2020\/01\/FinInfoLogo.png\"  alt=\"HTML tutorial\" \/>\r\n<\/a>","protected":false},"excerpt":{"rendered":"Lombard Loans Conditions Subject of pledge Goldware Currency of the loan AMD Loan\/ loan coverage maximum ratio on the assumption of pledge assessed market price 100% 95% 100% Maximum loan period 6 months 1 months (12 months) 2 months (24 months) Method of loan principal repayment Maximum loan period Nonrecurrent: At the end f loan [&hellip;]","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[8],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/posts\/40"}],"collection":[{"href":"https:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/comments?post=40"}],"version-history":[{"count":38,"href":"https:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/posts\/40\/revisions"}],"predecessor-version":[{"id":3519,"href":"https:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/posts\/40\/revisions\/3519"}],"wp:attachment":[{"href":"https:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/media?parent=40"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/categories?post=40"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mycredit.am\/en\/wp-json\/wp\/v2\/tags?post=40"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}